Retirement Benefits
On reaching retirement, your accumulated contributions plus investment growth are paid according to the scheme rules — typically as a lump sum, with options to secure a regular income.
Your Benefits
Retirement, death, withdrawal and disability benefits explained.
Death Benefits
If a member passes away, benefits are paid to nominated beneficiaries. Keeping your nomination form current is one of the most important things you can do for your family.
Withdrawal Benefits
Members who leave service before retirement may access benefits under the conditions set out in the trust deed and rules. Our team will walk you through the process.
Disability Benefits
Where a member is permanently unable to work due to ill health or disability, the scheme provides for early access to benefits, subject to medical certification.
Ready to make a claim?
Download the relevant forms from the document library, or contact our member services team for guidance.